PRICING
Money AI’s core finance tools are available to everyone.
Upgrade when you want more AI assistance, integrations and automation.
Annual billing applies only to Pro. Lite is always billed monthly.
Paid plans are available in the Money AI iPhone app. Prices are in USD; the App Store shows the price in your local currency. Your plan also works when you sign in on the web.
For getting started
Start quietly.
US$0 forever
Core finance tools. Always available.
For building the habit of recording and understanding your money.
Use the free plan on the web.
For everyday AI tracking
Make everyday recording easier.
US$2.99 / month
Billed monthly. No annual plan.
Everything in Free, plus:
Standard fair-use limits apply.
For the complete Money AI experience
Your complete financial memory.
US$59.99 / year
US$4.99/month equivalent, billed annually
Save 16%Everything in Lite, plus:
Highest fair-use allowance.
Free includes manual recording and questions about your money. AI capture starts at Lite. Fair-use limits apply.
Money AI’s core finance tools are not locked behind subscriptions.
Compare the AI and connected features that change between plans.
| Features | Free | Lite | Pro |
|---|---|---|---|
| Money AI usage | Limited | Included | Included |
| Voice | Not included | Included | Included |
| Receipt / photo | Not included | Included | Included |
| Bank screenshot import through Claude/MCP | Not included | Included | Included |
| Financial Q&A | Limited | Included | Advanced |
| AI rules / financial memory | Not included | Included | Full |
| Telegram text recording | Not available | Included | Included |
| Telegram voice & receipt photos | Not available | Not available | Included |
| MCP connection | Not included | Included | Included |
| MCP financial reads | Not included | Included | Included |
| MCP record transactions | Not included | Included | Included |
| MCP corrections | Not included | Not included | Included |
| MCP manage categories, events & rules | Not included | Not included | Included |
| MCP transfers | Not included | Not included | Included |
| Advanced AI features | Not included | Not included | Included |
Transfers update your Money AI records. They do not move funds at a bank. AI use remains subject to each plan’s fair-use limits.
Money AI is free to start. Upgrade only when you want more from your financial assistant.